Home Insurance

Home Insurance is one of the most reliable ways to ascertain the safety of your home from unexpected damages that may occur. It is a type of policy that covers the losses and damages to an individual’s house and assets in the home up to the sum insured of 2 crores. 

COVERAGES:

• Fire hazard
• Air hazard
• Water hazard
• Land hazard
• Land based loss
• Falling based loss
• Lighting-based loss
• Explosion-based loss
• Aerial-based loss
• Impact-based loss
• Self-ignition
• RSMDST risks
• Other loss

Other Benefits

• Architect, engineer, or surveyor fee
• Displacement of debris
• Accident
• Theft, burglary, robbery

EXCLUSIONS:

• Consequential loss
• Breakage of equipment
• Electrical equipment
• Information and facts in the computer
• Damage caused by the authorized body
• Radiated substances and molecular, chemical, and biological weapons
• War or war-like situation
• Theft due to the following reasons
• Accident due to the following
• Other Loss

Issued Date: 2004-11-17