For Other Claim
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कोविड दावीको लागी आवश्यक कागजातहरु
  कोविड दावी फारम
Claim Intimation
Hari Prasad Upadhaya/ Amir Bista - 9801237717

Documents verification and processing
Deepu Khadka - 9801237718

Viber/ Whatsapp, Messenger and IMO related documents and fast track claims
Sunil Luhar - 9801235128
Covid - 19 Claim


Akash Bhat - 9802320830
Daruin Joshi - 9802336451
१ बीमालेखको प्रति
२ पूर्ण रुपले भरेको दावी फारम
३ होम आइसोलेसनमा बसेको खण्डमा स्थानीय निकायबाट प्रमाणित कागजात
४ अस्पताल र / वा क्वारेन्टिनमा बसेको खण्डमा डिस्चार्ज सिट
५ नेपाल सरकारको आधिकारिक परिचयपत्र जस्तै नागरिकताको प्रतिलिपि
६ पिसीआर रिपोर्टको सक्कल प्रति
७ उपचारको खण्डमा सो को बिल र / वा नगदी रसिदको सक्कल प्रतिहरु
  • Location - Head Office

    Shikhar Biz Centre,Thapathali,
  • Working Hours

    9:30-5:30pm (Sunday-Friday)
    9:30-1:30pm (Friday) Branches Only
  • Phone No.

    01-4246101 (Head Office)
    01-5970010 (call center)

Secure Mind Insurance

Shikhar Insurance Company Ltd. (SICL) is an established General Insurance Company promoted by a young team of reputed Industrial and Business Houses involved in various fields like Aviation, Banking, Manufacturing, Trading, Travel Trade, Media Houses etc.


This insurance pays the outstanding loan to Bank or Financial Institution in case of Death, Permanent Total Disablement, involuntary employment and 18 listed critical Illness of the insured borrower. Secure Mind Insurance is aimed at mitigating losses of lender due to borrower defaults caused on account of circumstances beyond their control.

 Secure Mind Insurance covers for protecting the lenders interest against any default in repayment of loans by borrowers due to the following reasons:

  1. Death
  2. Permanent Total Disablement
  3. 18 Critical Illness
  4. Involuntary Unemployment


The claim is admissible on reducing loan amount on date of claim event.


  • Pre-existing diseases
  • Any Critical Illness or discovered within 90 days of the inception of the policy
  • Intentional self-injury, Suicide
  • Use/ Misuse of liquor/ drugs
  • Pregnancy and childbirth
  • War, riot, strike, terrorism acts etc

Shikhar Insurance Company Ltd. introduced this policy on 18th October, 2011.

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