Claim Intimation
Hari Prasad Upadhaya/ Amir Bista - 9801237717

Documents verification and processing
Deepu Khadka - 9801237718

Viber/ Whatsapp, Messenger and IMO related documents and fast track claims
Sunil Luhar - 9801235128
  • Location - Head Office

    Shikhar Biz Centre,Thapathali,
  • Working Hours

    9:30-5:30pm (Sunday-Friday)
    9:30-1:00pm (Friday) Branches Only
  • Phone No.

    01-5970010 (call center)
Secret Key

Awesome Developers and Designer.
Thanks for all your Support.

Bhaskar Bajracharya

Web Developer

(:P) Vascar

Rozen Rai

Awesome Designer

(:P) Iron Man AKA Tony

Pragyashree Bista

Web Developer

(:P) Shikhar Advisor

Abin Duwal

Web Developer

(:P) Amazing Spider Man AKA Peter

Secure Mind Insurance

Shikhar Insurance Company Ltd. (SICL) is an established General Insurance Company promoted by a young team of reputed Industrial and Business Houses involved in various fields like Aviation, Banking, Manufacturing, Trading, Travel Trade, Media Houses etc.


This insurance pays the outstanding loan to Bank or Financial Institution in case of Death, Permanent Total Disablement, involuntary employment and 18 listed critical Illness of the insured borrower. Secure Mind Insurance is aimed at mitigating losses of lender due to borrower defaults caused on account of circumstances beyond their control.

 Secure Mind Insurance covers for protecting the lenders interest against any default in repayment of loans by borrowers due to the following reasons:

  1. Death
  2. Permanent Total Disablement
  3. 18 Critical Illness
  4. Involuntary Unemployment


The claim is admissible on reducing loan amount on date of claim event.


  • Pre-existing diseases
  • Any Critical Illness or discovered within 90 days of the inception of the policy
  • Intentional self-injury, Suicide
  • Use/ Misuse of liquor/ drugs
  • Pregnancy and childbirth
  • War, riot, strike, terrorism acts etc

Shikhar Insurance Company Ltd. introduced this policy on 18th October, 2011.

Are you interested in this product ?