Public Liability Insurance

Many reasons can create liability to a person or business organization for which the person has to pay compensation. This insurance provides compensation against loss or damage to the third party's personal injury and property damage arising out of your business operation. It protects your business against compensation claims and their legal costs if you cause injury (including death) to a third party or damage to their property.

Public liability insurance is common in the following business operations:

• Manufacturing & processing facilities (Factories)
• Construction activities
• Godowns, warehouses, and storage facilities
• Hotels, clubs, restaurants, guest houses
• Office, residential, and administration premises
• Educational institutions
• Public libraries
• Hospital
• Research institutions and laboratories
• Airport premises, excluding aviation liability
• Cinema Halls, multiplexes, auditoriums, theatres, public halls, malls
• Exhibitions & fairs, stadiums

Issued Date: 2004-11-17