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  • Location - Head Office

    Shikhar Biz Centre,Thapathali,
  • Working Hours

    9:30-5:30pm (Sunday-Friday)
    9:30-1:30pm (Friday) Branches Only
  • Phone No.

    01-4246101 (Head Office)
    01-5970010 (call center)

Erection All Risk

Shikhar Insurance Company Ltd. (SICL) is an established General Insurance Company promoted by a young team of reputed Industrial and Business Houses involved in various fields like Aviation, Banking, Manufacturing, Trading, Travel Trade, Media Houses etc.


This is also specially designed policy to protect the interest of the contractors and principal as well as sub-contractor, Lender (Bank/Financial Institution) in respect of erection and installation of plant and machinery. This is all risk policy covering every risk, which is not specially exclude.

All such risks normally include,   

  1. Fire & Lightning and chemical explosion
  2. Physical explosions.
  3. Accidental damage during Erection e.g. Due to dropping of falling or, lack of skill, negligence, malicious act or human error.
  4. Water damage, Flood, Storm, landslide, Rockslide, Mudslide, Inundation, Earthquake.
  5. Collapse, Collision, Impact.
  6. Subsidence



Under this policy, Company will not indemnify the Insured in respect of loss, damage or liability directly or indirectly caused by or arising out of or aggravated by -

  1. War or warlike operations, civil commotion etc. 
  2. Willful act or willful negligence of the Insured or of his representation.   
  3. Nuclear reaction, nuclear radiation or radioactive contamination. 
  4. Loss discovered only at the time of taking an inventory. 
  5. Normal wear and tear, gradual deterioration due to atmosphere conditions or lack of use, ru t. Loss or damage due to faulty design. 
  6. Loss due to cessation of work whether total or partial. 
  7. Loss  to  files,  drawings,  accounts,  bills,  currency,  stamps,  deeds,  securities,  cheques  or  packing materials.
  8. Loss or damage due to faulty design, defective material or casting bad workmanship other than faults in erection.
  9. consequential loss of any kind or description whatsoever including penalties, losses due to delay, lack of performance, loss of contract


Sum Insured

The sum insured should be the full value of contract works including basic cost of Plant/Machinery, Taxes, Freight Charges, Custom duty, Handling Charge, Erection Cost etc.

Shikhar Insurance Company Ltd. started this policy from 17th November, 2004.

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