Travel Medical Insurance

All Nepalese citizens travelling to foreign countries for business and entertainment can take this insurance. People from foreign countries and living in Nepal for a long term can also take this insurance provided their travel begins from and terminates in Nepal.

This insurance can be taken under two plans. The plans are defined as below:

• Plan A: Medical Expenses + Personal Accident Cover (A-C)
• Plan B: Package Cover (A-N)

The benefits under this insurance are as follows:

A. Personal Accident

B. Medical and Emergency Expenses

C. Hospital Ancillary Benefit

D. Loss of Checked Baggage

E. Delay of Checked Baggage

F. Loss of Passport

G. Personal Liability

H. Travel Delay

I. Hijack

J. Cancellation & Curtailment.

K. Emergency Return Home Following Death of a Close Family Member

L. Catastrophe

M. Legal expenses

N. Repatriation of family members travelling with participants

The benefit under different geographical areas is defined as below:

• Area 1: Worldwide including USA & Canada – It provides benefits A-N under Plan B
• Area 2: Worldwide excluding USA & Canada – It provides benefits A-N under Plan B
• Area 3: Asian countries (Macau, Cambodia, China, Indonesia, Laos, Malaysia, Mongolia, Myanmar [Burma], Philippines, South Korea, Taiwan, Thailand, Timar-Leste, Vietnam, Japan, Singapore, Hongkong )– It provides benefits A-I under Plan B
• Area 4: SAARC Countries(India, Bangladesh, Maldives, Bhutan, Sri Lanka, Pakistan & Afghanistan)- It provides benefits A-B under Plan A. Plan B is not applicable for this area.

Issue Date: 1963-03-23