Shikhar Insurance Company Ltd. (SICL) is an established General Insurance Company promoted by a young team of reputed Industrial and Business Houses involved in various fields like Aviation, Banking, Manufacturing, Trading, Travel Trade, Media Houses etc.
This insurance provides reimbursement of the medical expenses of the insured persons arising out of accidental injury and illness whether the treatment is taken at home or hospital. Only allopathic treatment by allopathic doctor is covered under this policy. Ayurvedic and Homeopathic treatment are allowed only in case of Jaundice.
The treatment is allowed within Nepal only. However, treatment in SAARC countries are covered, for which recommendation from treating doctor is required that the same treatment is not available in Nepal. Also, treatment in nearby Indian cities are allowed, where hospital or other medical facilities are nearer than in Nepal.
Shikhar Insurance Company Ltd. started this policy from 17th November, 2004.